Frequently Asked Questions

Yes, foreign nationals can purchase property in Dubai with full ownership rights in designated freehold areas. These include popular locations like Dubai Marina, Downtown Dubai, Business Bay, Palm Jumeirah, and Discovery Gardens. You do not need UAE residency to complete a property transaction, and ownership rights can be held for up to 99 years. International buyers can complete purchases remotely with the help of registered real estate brokers.

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Beyond the property price, buyers should budget for: Dubai Land Department (DLD) transfer fees at 4% of the property value plus AED 580 admin fees, registration fees of AED 4,000 (+ 5% VAT) for properties above AED 500,000, mortgage registration fees up to 0.25% of loan amount (if applicable), real estate agent fees (typically 2%), and annual service charges ranging from AED 3-30 per square foot depending on the building. No property tax or VAT applies to residential properties in Dubai.

Yes, several financing options are available for foreign buyers. You can pay the full amount in cash, apply for a mortgage from UAE-based banks that offer loans to non-residents (typically requiring 20-25% down payment), or choose off-plan properties with structured developer payment plans. UAE banks typically finance up to 75-80% for residents and 50-60% for non-residents. Our team works with mortgage brokers to help you secure the best rates and terms.

The transaction timeline typically ranges from 2 to 8 weeks depending on financing arrangements. Cash transactions (both buyer and seller) are fastest, usually completing within 2-3 weeks. Transactions involving mortgages take 6-8 weeks due to bank approval processes. The process includes property reservation, signing the Sale and Purchase Agreement (SPA), obtaining a No Objection Certificate (NOC) from the developer, mortgage approval (if applicable), and final registration with Dubai Land Department to transfer the title deed.